Multi-Currency Accounts

Hold and receive like a local, everywhere you operate

Named accounts with local payment details in 30+ currencies — opened from one dashboard, safeguarded through licensed partner banking institutions.

Why It Matters

One account relationship, thirty currencies

Stop opening a local entity — or a local bank account — every time you enter a market. Astro Breeze accounts come with local receiving details so customers and suppliers can pay you as if you were local.

  • Named accounts, not pooled wallets
  • Local receiving details (IBAN, sort code, routing number where supported)
  • Real-time balance and statement exports
  • Sub-accounts per entity, region or cost center

Sample receiving details

USD accountACH · Fedwire · RTP
EUR IBANSEPA · SEPA Instant
GBP accountFaster Payments · CHAPS
Multi-currencySWIFT, 30+ currencies
Coverage

Currencies we hold and receive

Core coverage below; additional currencies available for enterprise flows.

CurrencyReceiving railsPayout railsTypical payout speed
USDACH, Fedwire, RTP, FedNowACH, Fedwire, RTP, FedNow, SWIFTinstant – same day
EURSEPA, SEPA InstantSEPA, SEPA Instant, SWIFTinstant – 1 day
GBPFaster PaymentsFaster Payments, CHAPS, SWIFTinstant – same day
Major LatAmlocal railsPIX, SPEI, TED & local transfersinstant – same day
APAC & othersSWIFTlocal rails & SWIFTsame day – 2 days

Rail availability varies by corridor and counterparty jurisdiction. Enterprise clients receive a corridor sheet during onboarding.

Records

Built for reconciliation, not just receiving

Accounts that receive money are easy; accounts your accountant likes are rare. Every account comes with the record set reconciliation actually needs:

  • Daily and monthly statements per account and currency
  • Counterparty, reference and memo fields carried end-to-end
  • Journal export (CSV/API) mapped to payouts and conversions
  • Balance history with sub-account breakdown
  • Year-end packages: statements, fee summaries, FX confirmations

Account admin, the short list

Use Cases

What teams do with Astro Breeze accounts

Collect global revenue

Give marketplace sellers, affiliates or enterprise customers local details to pay into — reconcile by reference, region or entity.

Fund regional payroll

Hold local currency balances and pay contractors and staff through instant local rails instead of expensive cross-border wires.

Buffer FX volatility

Keep operating balances in the currency you spend, convert only when the rate is right, and settle stablecoin inflows into fiat automatically.