Every rail we settle on, with the clock made explicit
Local instant rails where they exist, wires where they don't, and the stablecoin networks everywhere in between. Corridor sheets with exact pricing are issued per client during onboarding.
North America
| Country | Currency | Rails | Typical timing |
|---|---|---|---|
| United States | USD | ACH · Fedwire · RTP · FedNow | Instant–same day |
| Canada | CAD | EFT / Interac | Same day–1 day |
| Mexico | MXN | SPEI | Instant |
Europe
| Region | Currency | Rails | Typical timing |
|---|---|---|---|
| Eurozone (20 countries) | EUR | SEPA · SEPA Instant | Instant–1 day |
| United Kingdom | GBP | Faster Payments · CHAPS | Instant–same day |
| Switzerland | CHF | SIC | Same day |
| Sweden | SEK | Local rails | Same day–1 day |
| Poland | PLN | Local rails | Same day–1 day |
Non-euro SEPA members settle via SEPA or local rails depending on payout currency.
Latin America
| Country | Currency | Rails | Typical timing |
|---|---|---|---|
| Brazil | BRL | PIX · TED | Instant–same day |
| Argentina | ARS / USDT·USDC | Local rails · on-chain | Same day / minutes |
| Colombia | COP | Local rails | Same day–1 day |
| Chile | CLP | Local rails | 1 day |
| Peru | PEN | Local rails | 1 day |
Asia-Pacific
| Country | Currency | Rails | Typical timing |
|---|---|---|---|
| Singapore | SGD | FAST | Same day |
| Japan | JPY | Zengin | Same day–1 day |
| India | INR | NEFT · IMPS | Same day |
| Australia | AUD | NPP | Same day |
| Hong Kong | HKD | FPS | Same day |
The stablecoin networks
Stablecoin settlement is the rail with no closing time and no corridor list — coverage is wherever your counterparty can hold a wallet, subject to sanctions screening.
- USDC on Ethereum, Polygon, Base, Solana
- USDT on Ethereum, Tron
- Credited after network confirmations, 24/7
- Outbound gated by allowlists and approval policy
Network parameters
Fees fluctuate with network conditions; the exact cost is shown before every transfer confirms.
Everywhere else: SWIFT, done properly
100+ countries
Corridors without local instant rails settle by SWIFT through partner banks — with fees and the expected window quoted before you send, not discovered after.
Full reference fields
Purpose codes, invoice references and remittance data carry end-to-end — the details that keep compliance and your counterparty's bank from asking questions.
GPI tracking where available
SWIFT GPI corridors report per-bank status, so "stuck in an intermediary" becomes a named, timestamped event instead of a mystery.
Rail availability and timing vary by corridor and counterparty jurisdiction; values shown are typical industry figures, not service-level guarantees. Stablecoin transfer services are provided through licensed partner money transmitters and subject to sanctions screening. Enterprise clients receive a corridor sheet with exact pricing during onboarding.